https://www.taxtmi.com/caselaws?id=290426 Where an insurance policy and cover note expressly fixed coverage to begin at 0:00 hours on 29.5.1996, that stipulation operated as a special contract governing commencement of risk. The previous-midnight rule applied only in the absence of a contrary term fixing the effective time. Because the High Court did not properly examine the legal effect of the express commencement clause, its finding on liability could not stand. The matter was set aside and remitted for reconsideration in light of the policy's stated inception time. en-us Thu, 02 Apr 2009 00:00:00 +0530 Fri, 25 Sep 2020 12:40:39 +0530 TaxTMI RSS Generator https://www.taxtmi.com/caselaws?id=290426 Where an insurance policy and cover note expressly fixed coverage to begin at 0:00 hours on 29.5.1996, that stipulation operated as a special contract governing commencement of risk. The previous-midnight rule applied only in the absence of a contrary term fixing the effective time. Because the High Court did not properly examine the legal effect of the express commencement clause, its finding on liability could not stand. The matter was set aside and remitted for reconsideration in light of the policy's stated inception time. Case-Laws Indian Laws Thu, 02 Apr 2009 00:00:00 +0530 https://www.taxtmi.com/caselaws?id=290426