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    <title>Micro, Small &amp; Medium Enterprises – The Way Forward</title>
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    <description>The article identifies MSME vulnerabilities-limited finance, technological obsolescence, informality and infrastructure gaps-and endorses digitalised credit appraisal and pandemic-era policy responses: liquidity provision, repayment relief and NPA forbearance. It summarises institutional supports (NSIC, SIDO), regulatory reliefs including MSME Form-1 and the Companies Fresh Start Scheme (CFSS), and promotes export facilitation, e commerce adoption, infrastructure investment and targeted measures for women entrepreneurs and incubation to rebuild MSME resilience.</description>
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