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    <title>Truth about small SHOPKEEPER , clerk, peon, factory workers vis a vis DAILY WORKERS in India and some issues about monthly receipts on which people depends.</title>
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    <description>Employers should pay at least part of salaries to low-paid clerks, peons and factory workers during lockdowns; deferment or negotiated reductions may be sought when cashflow is constrained, but invoking force majeure to evade rent or wage obligations is criticised because many employees and landlords rely on monthly receipts.</description>
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