https://www.taxtmi.com/circulars?id=63792 SEBI permits technology-enabled KYC: eSign electronic signatures and Aadhaar-based e-KYC (including recent Aadhaar XML/QR offline verification) replace wet signatures; DigiLocker digitally signed OVDs and scanned OVDs under eSign meet the original-seen requirement. Intermediaries must verify PAN via the Income Tax database and bank details via Penny Drop or bank APIs, retain no Aadhaar numbers and ensure redaction where required. VIPV must be live, time-stamped, securely saved, include random prompts and OVD display, and be performed by authorised trained personnel. Apps must provide real-time encrypted audiovisual interaction, liveliness checks, geo-tagging, and undergo security audits. en-us Fri, 24 Apr 2020 00:00:00 +0530 Sat, 25 Apr 2020 10:29:00 +0530 TaxTMI RSS Generator https://www.taxtmi.com/circulars?id=63792 SEBI permits technology-enabled KYC: eSign electronic signatures and Aadhaar-based e-KYC (including recent Aadhaar XML/QR offline verification) replace wet signatures; DigiLocker digitally signed OVDs and scanned OVDs under eSign meet the original-seen requirement. Intermediaries must verify PAN via the Income Tax database and bank details via Penny Drop or bank APIs, retain no Aadhaar numbers and ensure redaction where required. VIPV must be live, time-stamped, securely saved, include random prompts and OVD display, and be performed by authorised trained personnel. Apps must provide real-time encrypted audiovisual interaction, liveliness checks, geo-tagging, and undergo security audits. Circulars SEBI Fri, 24 Apr 2020 00:00:00 +0530 https://www.taxtmi.com/circulars?id=63792