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    <title>1.59 lakh Sub-Service Areas covered with at least one bank branch under Pradhan Mantri Jan-Dhan Yojana</title>
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    <description>Pradhan Mantri Jan-Dhan Yojana mapped villages into Sub-Service Areas to provide at least one banking access point; banks report some SSAs served by branches and others by interoperable Business Correspondents. Under the Branch Authorisation Policy, RBI allows domestic scheduled commercial banks to open banking outlets without prior case-by-case approval, provided a mandated share of outlets each year are located in unbanked rural centres; rollout is overseen by State Level Bankers&#039; Committees and guided by banks&#039; business plans and commercial viability.</description>
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