https://www.taxtmi.com/forum/issue?id=116026 Whether a co-applicant on a housing loan may claim HRA for a property titled in a parent's name depends on a genuine tenancy: if the mother is the real owner and has let the property to the co-applicant who pays reasonable rent on an arm's-length basis, the occupant may claim HRA. Co-applicant or EMI payments for family convenience do not by themselves alter ownership, but the tenancy and rent must not breach the loan or security documents and loan amendments may be needed to regularise payments. en-us Sun, 16 Feb 2020 22:50:58 +0530 Thu, 23 Jan 2025 15:54:49 +0530 TaxTMI RSS Generator https://www.taxtmi.com/forum/issue?id=116026 Whether a co-applicant on a housing loan may claim HRA for a property titled in a parent's name depends on a genuine tenancy: if the mother is the real owner and has let the property to the co-applicant who pays reasonable rent on an arm's-length basis, the occupant may claim HRA. Co-applicant or EMI payments for family convenience do not by themselves alter ownership, but the tenancy and rent must not breach the loan or security documents and loan amendments may be needed to regularise payments. Discussion-Forum Income Tax Sun, 16 Feb 2020 22:50:58 +0530 https://www.taxtmi.com/forum/issue?id=116026