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    <title>Insolvency and Bankruptcy Code Improves Resolution Process: Reegistering a 4-Fold Decline in Resolution Time</title>
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    <description>The Insolvency and Bankruptcy Code significantly shortened average corporate resolution timelines and improved recovery rates compared with prior mechanisms. Concurrently, the Survey highlights accommodative monetary policy, weak monetary transmission with high credit spreads, steady personal loan growth amid moderated overall bank credit, improved CRAR and RoA for banks, stable GNPA for scheduled commercial banks, emerging GNPA stress in NBFCs, largely surplus system liquidity, and strengthened capital market activity.</description>
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