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    <title>Journey towards Inclusive Growth in India (Opening Remarks by Shri Shaktikanta Das, Governor, Reserve Bank of India - January 7, 2020 - at the Third Suresh Tendulkar Memorial Lecture by Mr. Tharman Shanmugaratnam, Senior Minister, Republic of Singapore)</title>
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    <description>Mandate to maintain price stability, financial stability and economic growth is central to inclusive prosperity, supporting adoption of a flexible inflation targeting framework and strengthened regulation of banks and NBFCs. Complementary operational measures include priority sector lending, banking correspondent models, technology-enabled national payments infrastructure (24x7 NEFT, extended RTGS), small-value prepaid instruments, a digital ombudsman, and accessibility tools to broaden affordable financial access. Agricultural market and supply-chain reforms, rural connectivity, e-NAM strengthening and storage expansion are highlighted to increase farmers&#039; share in retail prices and sustain rural demand.</description>
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