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    <title>Why one should insist for Fixed Deposit Receipt</title>
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    <description>Banks issue computer-generated, unsigned Fixed Deposit Advices in lieu of duly signed Fixed Deposit Receipts, but such advices are only intimations and are not assignable or acceptable as security; they increase fraud risk and may be rejected by authorities, whereas a signed Fixed Deposit Receipt is required to pledge for loans, renewals, or maturity payments and preserves customers&#039; security and transfer rights.</description>
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      <description>Banks issue computer-generated, unsigned Fixed Deposit Advices in lieu of duly signed Fixed Deposit Receipts, but such advices are only intimations and are not assignable or acceptable as security; they increase fraud risk and may be rejected by authorities, whereas a signed Fixed Deposit Receipt is required to pledge for loans, renewals, or maturity payments and preserves customers&#039; security and transfer rights.</description>
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