https://www.taxtmi.com/caselaws?id=284579 A burglary and house breaking policy requires proof of actual, forcible and violent entry before liability arises, so a theft-only claim falls outside cover. Insurance contracts must be construed strictly on their terms, and the court cannot add to or subtract from clear policy language. The rule of contra proferentem applies only where genuine ambiguity exists; it cannot be used to enlarge an unambiguous clause. Because the clause was clear and materially identical to wording previously construed by the court, the insurer was not liable in the absence of proof of forcible entry. en-us Mon, 22 Aug 2016 00:00:00 +0530 Fri, 09 Sep 2022 15:41:00 +0530 TaxTMI RSS Generator https://www.taxtmi.com/caselaws?id=284579 A burglary and house breaking policy requires proof of actual, forcible and violent entry before liability arises, so a theft-only claim falls outside cover. Insurance contracts must be construed strictly on their terms, and the court cannot add to or subtract from clear policy language. The rule of contra proferentem applies only where genuine ambiguity exists; it cannot be used to enlarge an unambiguous clause. Because the clause was clear and materially identical to wording previously construed by the court, the insurer was not liable in the absence of proof of forcible entry. Case-Laws Indian Laws Mon, 22 Aug 2016 00:00:00 +0530 https://www.taxtmi.com/caselaws?id=284579