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    <title>2019 (5) TMI 1666 - CALCUTTA HIGH COURT</title>
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    <description>Under the Master Circular on Wilful Defaulters, the Identification Committee&#039;s role includes examining evidence, forming the prima facie view, issuing the show-cause notice, considering the borrower&#039;s reply, and then taking the final decision. Because notice issuance is part of that core process, it cannot be delegated unless the framework expressly permits it. The circular also does not confer a general right on a borrower to be represented by an agent before the Committee, and that absence of entitlement extends to appointment of an Advocate as of right. The impugned notice and consequential steps were quashed, while the bank was left free to proceed afresh in accordance with law.</description>
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    <pubDate>Fri, 03 May 2019 00:00:00 +0530</pubDate>
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      <link>https://www.taxtmi.com/caselaws?id=282476</link>
      <description>Under the Master Circular on Wilful Defaulters, the Identification Committee&#039;s role includes examining evidence, forming the prima facie view, issuing the show-cause notice, considering the borrower&#039;s reply, and then taking the final decision. Because notice issuance is part of that core process, it cannot be delegated unless the framework expressly permits it. The circular also does not confer a general right on a borrower to be represented by an agent before the Committee, and that absence of entitlement extends to appointment of an Advocate as of right. The impugned notice and consequential steps were quashed, while the bank was left free to proceed afresh in accordance with law.</description>
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