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    <title>More Security Features in ATM/Debit Cards</title>
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    <description>Reserve Bank of India mandated online alerts for all card transactions; default domestic only issuance of new debit and credit cards unless international use is requested; mandatory PCI DSS and PA DSS certification for merchant terminals and IP based acquiring infrastructure including acquirers, processors/aggregators and large merchants; conversion of all magstripe cards to EMV Chip and PIN; and implementation of an Additional Factor of Authentication for all Card Not Present transactions.</description>
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