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    <title>Interest-Free Loan to Farmers</title>
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    <description>The Government&#039;s interest subvention scheme subsidises bank interest and grants a prompt repayment incentive to lower effective rates on eligible short term crop loans; restructured loans after natural calamities receive subvention for one year or extended relief for severe calamities subject to committee approval. The Kisan Credit Card is the delivery vehicle with limits set from Scale of Finance plus specified add ons and a Maximum Permissible Limit including term loan estimates; marginal farmers have a dedicated flexible KCC. Regulatory targets, raised collateral free limits, waiver of &#039;no due&#039; certificates for very small loans and promotion of Joint Liability Groups support expanded agricultural credit access.</description>
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    <pubDate>Mon, 15 Jul 2019 18:43:24 +0530</pubDate>
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      <description>The Government&#039;s interest subvention scheme subsidises bank interest and grants a prompt repayment incentive to lower effective rates on eligible short term crop loans; restructured loans after natural calamities receive subvention for one year or extended relief for severe calamities subject to committee approval. The Kisan Credit Card is the delivery vehicle with limits set from Scale of Finance plus specified add ons and a Maximum Permissible Limit including term loan estimates; marginal farmers have a dedicated flexible KCC. Regulatory targets, raised collateral free limits, waiver of &#039;no due&#039; certificates for very small loans and promotion of Joint Liability Groups support expanded agricultural credit access.</description>
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