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    <title>Effective Use of Technology for Welfare Schemes – Case of MGNREGS</title>
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    <description>Implementation of Direct Benefit Transfer through Aadhar Linked Payments, NeFMS and the JAM trinity shifted MGNREGS wage disbursal to electronic channels, increasing e-payments to nearly universal coverage. Aadhaar seeding covered the majority of active workers and ABPS handled a substantial share of payments. These reforms coincided with significant rises in muster rolls, total person-days and employment for vulnerable groups, with particularly large increases in drought-affected blocks. Policy recommendations include regular review of eligible works, inclusion of water-body desilting, convergence with skill programs and stronger Self-Help Group engagement to enhance livelihoods and asset creation.</description>
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      <title>Effective Use of Technology for Welfare Schemes – Case of MGNREGS</title>
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      <description>Implementation of Direct Benefit Transfer through Aadhar Linked Payments, NeFMS and the JAM trinity shifted MGNREGS wage disbursal to electronic channels, increasing e-payments to nearly universal coverage. Aadhaar seeding covered the majority of active workers and ABPS handled a substantial share of payments. These reforms coincided with significant rises in muster rolls, total person-days and employment for vulnerable groups, with particularly large increases in drought-affected blocks. Policy recommendations include regular review of eligible works, inclusion of water-body desilting, convergence with skill programs and stronger Self-Help Group engagement to enhance livelihoods and asset creation.</description>
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