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    <title>Promotion of Cashless Transactions</title>
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    <description>Banks issue debit cards under Board approved policy and may obtain and authenticate an individual&#039;s Aadhaar number for receipt of benefits or subsidies, including e KYC on the customer&#039;s declaration; voluntary Aadhaar verification is permitted. The Reserve Bank waived processing charges for NEFT and RTGS transactions and advised banks to pass benefits to customers; RBI guidance also mandates minimum free ATM transactions by location, a ceiling on per transaction ATM charges, and transparent disclosure of banks&#039; ATM charge structures.</description>
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