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    <title>Rights of nominees</title>
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    <description>Nominees may, on the holder&#039;s death, encash the certificate or sub divide it into appropriate denominations for individual or two adult joint nominees at any time before or after maturity; the surviving nominee must apply to the Postmaster with proof of death, multiple nominees must give a joint discharge on payment or subdivision, and the post office may issue a fresh certificate in the name of a single nominee or two adult nominees jointly.</description>
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      <description>Nominees may, on the holder&#039;s death, encash the certificate or sub divide it into appropriate denominations for individual or two adult joint nominees at any time before or after maturity; the surviving nominee must apply to the Postmaster with proof of death, multiple nominees must give a joint discharge on payment or subdivision, and the post office may issue a fresh certificate in the name of a single nominee or two adult nominees jointly.</description>
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