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    <title>CENVAT Credit Denied for Employee Insurance Policies Not Statutorily Mandated or Meant for Personal Use.</title>
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    <description>CENVAT credit - the insurance policy is not availed under any statutory obligation and it is for the personal consumption of the employee and therefore not eligible for credit.</description>
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      <description>CENVAT credit - the insurance policy is not availed under any statutory obligation and it is for the personal consumption of the employee and therefore not eligible for credit.</description>
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