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    <title>Obligation to subscribe to the insurance scheme or fund instituted by the Board</title>
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    <description>Employees covered by these Regulations must subscribe to Board instituted insurance schemes or funds for employees and their families and comply with the scheme rules, provided such subscription does not curtail any admissible superannuation benefits and does not apply where the scheme rules grant an exemption.</description>
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      <title>Obligation to subscribe to the insurance scheme or fund instituted by the Board</title>
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      <description>Employees covered by these Regulations must subscribe to Board instituted insurance schemes or funds for employees and their families and comply with the scheme rules, provided such subscription does not curtail any admissible superannuation benefits and does not apply where the scheme rules grant an exemption.</description>
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