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    <description>Regulation 4 authorises three alternative methods for an associated person to obtain the certificate: passing an approved certification examination, accumulating specified classroom credits through attendance, or delivering specified formal classroom sessions in continuing professional education, subject to NISM specifications and approved examination bodies. Principals may use any of the three methods. Certain senior or experienced non principals may use only the examination or classroom credit routes, while all other associated persons must obtain the certificate by passing the certification examination.</description>
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