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    <title>Periodic Disclosures to be made by Issuers</title>
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    <description>Schedule V requires issuers of municipal debt securities to disclose material adverse changes affecting ability to service bonds; proposals for pre payment and bond valuation for transfers before maturity; key financial and servicing ratios including debt-equity, debt service coverage and interest service coverage; and half yearly returns on bond servicing, credit enhancement facilities, asset cover maintenance and investor grievance redressal, with disclosures made to the stock exchange and debenture trustee where applicable.</description>
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