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    <title>Investor Protection Fund</title>
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    <description>Every depository must establish and maintain an Investor Protection Fund for beneficial owners; the Fund cannot be used to indemnify a beneficial owner under the Depositories Act. Depositories must credit a specified portion of profits from depository operations to the Fund annually, and the contribution and utilization of the Fund shall follow norms specified by the Board.</description>
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      <description>Every depository must establish and maintain an Investor Protection Fund for beneficial owners; the Fund cannot be used to indemnify a beneficial owner under the Depositories Act. Depositories must credit a specified portion of profits from depository operations to the Fund annually, and the contribution and utilization of the Fund shall follow norms specified by the Board.</description>
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