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    <title>Recapitalisation of Public Sector Banks (PSBs)</title>
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    <description>Recapitalisation combined Government capital infusion and market mobilisation to restore PSB balance sheets and expand lending capacity; bank-wise infusion amounts for FY 2017-18 and up to 30.11.2018 are reported. Effects include greater digital access and financial inclusion via Jan Dhan, support for direct benefit transfers, expanded micro-enterprise lending under Pradhan Mantri MUDRA Yojana, accelerated MSME credit through automated digital processing and in-principle sanctions, and improved agricultural credit access via the RuPay Kisan Credit Card, contributing to a higher Ease of Doing Business ranking for getting credit.</description>
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