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    <title>Contributory Provident Fund</title>
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    <description>Contributory Provident Fund obligations require multi state cooperative societies meeting the prescribed staff threshold to establish a fund and provide in their bye laws for fund administration, employee contribution deductions, nomination on death, rules for advances and repayments, refund of contributions, and maintenance of accounts; employee deductions must meet statutory minimum ceilings and employer contributions may be made annually subject to board approval and statutory maximum ceilings.</description>
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