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    <description>Regulation 14 requires prompt processing of death claims, timelines for settlement, disclosure of reasons for rejection, and interest for insurer delays; Regulation 17 mandates procedures and mechanisms to resolve policyholder and claimant complaints. IRDAI monitors insurer claims data to detect discrepancies, conducts onsite and focussed online inspections, and initiates regulatory or corrective measures if grave irregularities in claim settlement are found. Annexures provide multi-year tables of death claims paid by individual and group policies and complaint outcomes for denial or partial denial across insurers.</description>
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