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    <title>Proper boosting is necessary for Making India Cashless is need of the hour</title>
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    <description>The author contends that banks levy charges for net banking and OTP delivery that burden vulnerable customers and hinder cashless adoption, and urges that net banking fees be prohibited for all account types while OTP delivery be mandated as a free SMS service; an administrative directive from the banking regulator is requested to eliminate direct or indirect charges and ensure OTPs are provided at no cost.</description>
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      <description>The author contends that banks levy charges for net banking and OTP delivery that burden vulnerable customers and hinder cashless adoption, and urges that net banking fees be prohibited for all account types while OTP delivery be mandated as a free SMS service; an administrative directive from the banking regulator is requested to eliminate direct or indirect charges and ensure OTPs are provided at no cost.</description>
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