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    <title>Cash in ATMs</title>
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      <description>Cash availability pressures caused reports of ATMs showing no-cash notices; the central bank attributes increased ATM usage to seasonal factors (agricultural demand and state disbursement schemes) and structural factors (economic growth and high currency-deposit ratios). The Government and central bank perform regular monitoring of currency stocks, ATM functionality, and positions of fresh and reissuable notes in RBI vaults and bank currency chests to ensure adequate cash supply and prevent ATMs from running dry.</description>
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