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    <title>Consolidation of Regional Rural Banks (RRBs)</title>
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    <description>Amalgamation of Regional Rural Banks is proposed as a regulatory roadmap to consolidate RRBs within each State, prepared in consultation with NABARD and seeking comments from State Governments and Sponsor Banks, aiming to minimise overheads, optimise technology, enhance capital base and area of operation, increase lending exposure, and improve scale-efficiency, productivity, financial health, financial inclusion and rural credit flow.</description>
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