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    <title>Tds refund on insurance proceeds received by family</title>
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    <description>To claim refund of TDS deducted on life insurance death proceeds, file an income tax return declaring the insurance proceeds as tax free income and disclose all other taxable income, thereby claiming refund of the erroneously deducted TDS.</description>
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      <description>To claim refund of TDS deducted on life insurance death proceeds, file an income tax return declaring the insurance proceeds as tax free income and disclose all other taxable income, thereby claiming refund of the erroneously deducted TDS.</description>
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      <law>Income Tax</law>
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