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    <title>1994 (8) TMI 309 - KERALA HIGH COURT</title>
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    <description>The court held that the acceptance of the cheque accompanying the proposal form did not amount to acceptance of the insurance proposal, leading to no concluded contract of insurance between the parties. The insurer was not liable to pay the claimed amount, and the appeal was allowed, setting aside the judgment and decree of the Sub Judge, resulting in the dismissal of the suit with each party bearing their own costs.</description>
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