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    <title>2018 (5) TMI 789 - JAMMU &amp; KASHMIR HIGH COURT</title>
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    <description>A complaint for cheque dishonour was held premature where it was filed before expiry of the statutory 15-day period after service of demand notice. The court applied the settled principle that no offence under the Negotiable Instruments Act is complete, and no cause of action arises, until the drawer is allowed the full payment period; a complaint lodged earlier is therefore not maintainable. On that basis, the cognizance, summons, and all proceedings founded on the premature complaint were quashed.</description>
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      <description>A complaint for cheque dishonour was held premature where it was filed before expiry of the statutory 15-day period after service of demand notice. The court applied the settled principle that no offence under the Negotiable Instruments Act is complete, and no cause of action arises, until the drawer is allowed the full payment period; a complaint lodged earlier is therefore not maintainable. On that basis, the cognizance, summons, and all proceedings founded on the premature complaint were quashed.</description>
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