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    <description>Section 64UM of the Insurance Act is read to require an approved surveyor or loss assessor only for claims at or above the specified threshold, while smaller claims may be handled through alternative in-house assessment where using an approved surveyor would be disproportionate. The provision also preserves the Controller&#039;s power to require a report where necessary, so surveyor involvement is not mandatory in every low-value claim. The commentary further notes that this mechanism was viewed as a rational cost-and-time saving arrangement and not as an arbitrary restriction on trade or a violation of equality or other fundamental rights.</description>
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      <link>https://www.taxtmi.com/caselaws?id=198755</link>
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