https://www.taxtmi.com/caselaws?id=198752 An approved surveyor's report under Section 64-UM(2) of the Insurance Act is relevant to claim settlement but is not binding or conclusive on the insurer or the insured. The insurer may depart from the assessment on proper material, and the report serves as the basis for settlement rather than the final measure of loss. Consumer fora may therefore rely on credible proof of actual expenditure, including bills, vouchers and receipts, when determining repair and incidental costs. Where such evidence shows the actual loss, it can justify an award even if it differs from the survey assessment. en-us Thu, 09 Apr 2009 00:00:00 +0530 Thu, 08 Feb 2018 12:31:05 +0530 TaxTMI RSS Generator https://www.taxtmi.com/caselaws?id=198752 An approved surveyor's report under Section 64-UM(2) of the Insurance Act is relevant to claim settlement but is not binding or conclusive on the insurer or the insured. The insurer may depart from the assessment on proper material, and the report serves as the basis for settlement rather than the final measure of loss. Consumer fora may therefore rely on credible proof of actual expenditure, including bills, vouchers and receipts, when determining repair and incidental costs. Where such evidence shows the actual loss, it can justify an award even if it differs from the survey assessment. Case-Laws Indian Laws Thu, 09 Apr 2009 00:00:00 +0530 https://www.taxtmi.com/caselaws?id=198752