https://www.taxtmi.com/caselaws?id=197699 Compulsory third-party insurance under the Motor Vehicles Act is intended to secure real compensation for accident victims, so the unlicensed-driver exclusion cannot defeat that statutory protection unless the insured himself is in breach. Where the insured engaged a duly licensed driver and placed the vehicle in his charge, the insurer could not avoid liability merely because the driver negligently allowed an unlicensed person to use the vehicle and an accident followed. The exclusion clause in Section 96(2)(b)(ii) had to be construed, and if necessary read down, consistently with the statutory scheme. The insurer remained liable to satisfy the award. en-us Wed, 01 Apr 1987 00:00:00 +0530 Fri, 12 Jan 2018 15:18:06 +0530 TaxTMI RSS Generator https://www.taxtmi.com/caselaws?id=197699 Compulsory third-party insurance under the Motor Vehicles Act is intended to secure real compensation for accident victims, so the unlicensed-driver exclusion cannot defeat that statutory protection unless the insured himself is in breach. Where the insured engaged a duly licensed driver and placed the vehicle in his charge, the insurer could not avoid liability merely because the driver negligently allowed an unlicensed person to use the vehicle and an accident followed. The exclusion clause in Section 96(2)(b)(ii) had to be construed, and if necessary read down, consistently with the statutory scheme. The insurer remained liable to satisfy the award. Case-Laws Indian Laws Wed, 01 Apr 1987 00:00:00 +0530 https://www.taxtmi.com/caselaws?id=197699