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    <description>Guidance defines Point of Sales (POS) Products as plain vanilla life insurance offerings with every benefit predefined and disclosed at sale, prioritising simplicity and transparency. Permitted POS categories include pure term insurance (with or without return of premium), non linked non participating endowment (money back feature allowed), immediate annuity, and other product types only if expressly authorised by the regulator.</description>
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    <pubDate>Fri, 05 Jan 2018 16:50:28 +0530</pubDate>
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