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    <title>Eligibility for making an application.</title>
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    <description>Fresh start process eligibility allows a debtor unable to pay debts to apply to the Adjudicating Authority, personally or through a resolution professional, for discharge of qualifying debts if the debtor meets prescribed ceilings for gross annual income, aggregate asset value and aggregate qualifying debt. The provision excludes undischarged bankrupts, owners of any dwelling unit, persons with a subsisting fresh start/insolvency/bankruptcy process, and those who received a fresh start order within the preceding twelve months.</description>
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      <description>Fresh start process eligibility allows a debtor unable to pay debts to apply to the Adjudicating Authority, personally or through a resolution professional, for discharge of qualifying debts if the debtor meets prescribed ceilings for gross annual income, aggregate asset value and aggregate qualifying debt. The provision excludes undischarged bankrupts, owners of any dwelling unit, persons with a subsisting fresh start/insolvency/bankruptcy process, and those who received a fresh start order within the preceding twelve months.</description>
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