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    <title>Easy loans to MSMEs</title>
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    <description>Banks and financial intermediaries must expand credit to MSMEs through growth targets and allocation priorities favouring micro-enterprise accounts, establish specialised MSME branches and adopt enterprise-cluster measures, link micro credit goals to adjusted net bank credit, exempt small loans from collateral requirements up to the prescribed threshold, and simplify working-capital calculation to a minimum percentage of projected turnover; SIDBI&#039;s Udyamimitra portal provides an online loan origination and handholding platform integrating multiple lenders and fintechs to improve accessibility.</description>
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