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    <title>Initiatives Taken To Reduce Debt Burden Of Farmers</title>
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    <description>Government measures to reduce farmer indebtedness combine an interest subvention scheme for short term crop loans with timely repayment incentives, automatic disaster relief lending measures directed by the central bank including loan restructuring and moratoria in declared calamity areas, and a comprehensive crop insurance programme to stabilize farm incomes; these measures are supported by central agricultural development schemes and are accompanied by analysis warning that loan waivers can harm state finances unless constrained by threshold limits.</description>
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