The Unfinished Agenda: Restoring Public Sector Bank Health in India (Viral V Acharya, Deputy Governor, Reserve Bank of India - September 7, 2017 - Speech delivered at the 8th R K Talwar Memorial Lecture organised by the Indian Institute of Banking and Finance at Hotel Trident, Mumbai) https://www.taxtmi.com/news?id=18772 Rising stressed assets, escalating NPAs, weak provision coverage and declining loan growth have left public sector banks under-capitalised, incentivising zombie lending that misallocates credit. India has strengthened recognition and resolution via CRILC, AQR and the IBC, with regulators directing insolvency filings for large aged accounts and higher provisioning for IBC referrals. The remaining deficiency is a prompt, comprehensive recapitalization plan-using public injections, divestment, mergers and market equity-to restore bank capital buffers and revive efficient credit intermediation. en-us Fri, 08 Sep 2017 14:44:24 +0530 Wed, 11 Feb 2026 15:57:24 +0530 TaxTMI RSS Generator The Unfinished Agenda: Restoring Public Sector Bank Health in India (Viral V Acharya, Deputy Governor, Reserve Bank of India - September 7, 2017 - Speech delivered at the 8th R K Talwar Memorial Lecture organised by the Indian Institute of Banking and Finance at Hotel Trident, Mumbai) https://www.taxtmi.com/news?id=18772 Rising stressed assets, escalating NPAs, weak provision coverage and declining loan growth have left public sector banks under-capitalised, incentivising zombie lending that misallocates credit. India has strengthened recognition and resolution via CRILC, AQR and the IBC, with regulators directing insolvency filings for large aged accounts and higher provisioning for IBC referrals. The remaining deficiency is a prompt, comprehensive recapitalization plan-using public injections, divestment, mergers and market equity-to restore bank capital buffers and revive efficient credit intermediation. News - Fri, 08 Sep 2017 14:44:24 +0530 https://www.taxtmi.com/news?id=18772