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    <description>Salaried taxpayers should file returns using PAN via the official e filing portal or a tax professional. Savings bank interest has a limited exemption; amounts beyond that exemption are taxable. Fixed deposit interest is fully taxable. Taxpayers may notify their employer to adjust withholding for such interest income or calculate, pay, and report the tax themselves when filing the return.</description>
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      <description>Salaried taxpayers should file returns using PAN via the official e filing portal or a tax professional. Savings bank interest has a limited exemption; amounts beyond that exemption are taxable. Fixed deposit interest is fully taxable. Taxpayers may notify their employer to adjust withholding for such interest income or calculate, pay, and report the tax themselves when filing the return.</description>
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