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    <title>Pradhan Mantri Garib Kalyan Deposit Scheme, 2016</title>
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    <description>The Scheme establishes a temporary deposit mechanism whereby declarants under the Taxation and Investment Regime must place at least 25% of undisclosed income into a Bonds Ledger Account held with the Reserve Bank of India, accepted by authorised banks in specified modes, reported electronically to revenue authorities, transferred into a designated Reserve Fund, non-interest bearing, non-tradable, and repayable only after four years; applications require PAN or PAN application details and specified forms govern nomination, registration and confidentiality.</description>
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