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    <title>Committee on Digital Payments headed by Shri. Ratan P Watal, Principal Advisor, NITI Aayog and former Finance Secretary submits its Final Report to the Union Finance Minister Shri Arun Jaitley</title>
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    <description>The Committee recommends a medium term strategy to accelerate digital payments through a regulatory regime promoting competition, open access and inter operability, infrastructure upgrades, innovation incentives, inclusion of excluded groups, security safeguards, and a level playing field. It proposes studying regulatory charges or legislation, leveraging unique identification for authentication and a Centralised KYC Registry, a single window government payment gateway, and creation of a linked payments history to inform credit information, calibrated after withdrawal of high denomination legal tender and following wide stakeholder consultation.</description>
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