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    <title>Demonetization :More foresightedness should have been and should be applied to reduce hardship of public and avoid justified criticism</title>
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    <description>The author argues that demonetization required greater foresight to reduce public hardship and proposes operational reforms: staggered dates for different denominations, temporary limited acceptability of demonetized notes for essential payments with recording safeguards, explicit exceptions for salary and wage disbursements across pay cycles, and an extended transitional window with checks until new currency supply meets public and commercial needs.</description>
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      <description>The author argues that demonetization required greater foresight to reduce public hardship and proposes operational reforms: staggered dates for different denominations, temporary limited acceptability of demonetized notes for essential payments with recording safeguards, explicit exceptions for salary and wage disbursements across pay cycles, and an extended transitional window with checks until new currency supply meets public and commercial needs.</description>
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