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    <title>No civil or criminal proceedings against reporting entity, its directors and employees in certain cases.</title>
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    <description>Reporting entities, their directors and employees are protected from civil and criminal proceedings for furnishing information under the reporting obligation in clause (b) of sub section (1) of section 12, subject to the exception preserved in section 13; the substitution clarifies the class of protected persons without altering the statutory exception.</description>
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