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    <title>2007 (11) TMI 655 - Supreme Court</title>
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    <description>Deliberate suppression of a prior major operation and false answers about health history justified repudiation of the life insurance policy under Section 45 of the Insurance Act, 1938. The Court applied the principle of utmost good faith and held that, within the statutory period, a policy may be questioned where a material statement is false, material facts are suppressed, and the insured knew the answers were untrue. The omission was material and deliberate, so repudiation was valid.</description>
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      <description>Deliberate suppression of a prior major operation and false answers about health history justified repudiation of the life insurance policy under Section 45 of the Insurance Act, 1938. The Court applied the principle of utmost good faith and held that, within the statutory period, a policy may be questioned where a material statement is false, material facts are suppressed, and the insured knew the answers were untrue. The omission was material and deliberate, so repudiation was valid.</description>
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