https://www.taxtmi.com/caselaws?id=185809 An insurer's substantive liability under the Motor Vehicles Act, 1988 is confined to the risk covered by the policy and the vehicle permit, so passengers travelling beyond the insured capacity are not within the contractual cover. The insurer is therefore not directly liable for compensation beyond the persons covered under the policy. However, to give effect to the Act's beneficial purpose, the insurer may still be directed to satisfy the award in the first instance and then recover the excess paid from the vehicle owner in execution proceedings, to the extent the payment exceeds its contractual liability. en-us Fri, 18 Feb 2011 00:00:00 +0530 Mon, 29 Aug 2016 15:31:50 +0530 TaxTMI RSS Generator https://www.taxtmi.com/caselaws?id=185809 An insurer's substantive liability under the Motor Vehicles Act, 1988 is confined to the risk covered by the policy and the vehicle permit, so passengers travelling beyond the insured capacity are not within the contractual cover. The insurer is therefore not directly liable for compensation beyond the persons covered under the policy. However, to give effect to the Act's beneficial purpose, the insurer may still be directed to satisfy the award in the first instance and then recover the excess paid from the vehicle owner in execution proceedings, to the extent the payment exceeds its contractual liability. Case-Laws Indian Laws Fri, 18 Feb 2011 00:00:00 +0530 https://www.taxtmi.com/caselaws?id=185809