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    <title>ABCD of MSME Credit (Shri S. S. Mundra, Deputy Governor – August 23, 2016 – at the 2nd CII National Conference on MSME Funding held in New Delhi)</title>
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    <description>MSME credit is constrained by Access/Availability, Banks-Business information asymmetry, Collateral requirements and Documentation. To address these, regulators and banks are expanding physical and digital outreach, creating small finance banks and specialized branches, promoting P2P and co-origination with NBFCs/MFIs, instituting banker capacity-building and credit counsellor accreditation, establishing a movable asset registry and TReDS for receivables, and advocating risk-based pricing for credit guarantees alongside technology-led simplification of procedures.</description>
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