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    <description>Direct Benefit Transfer is a major reform to improve welfare delivery by using technology and process re engineering for accurate beneficiary targeting, de duplication, reduced leakages, and greater transparency. Operative elements include Aadhaar linked identification, expansion of banking coverage to enable electronic transfers, strengthening the Banking Correspondent network for last mile access, and institutional monitoring across multiple schemes; the Aadhaar legislative framework is cited as addressing implementation issues.</description>
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