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    <title>Money and Education (Dr. Raghuram Rajan, Governor - May 7, 2016 - at Shiv Nadar University, Delhi)</title>
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    <description>The address assesses monetisation of social exchanges and allocation mechanisms, highlighting that objections often arise from unequal endowments and coercive circumstances rather than the monetary medium itself; it links rising domestic inequality to differential skill acquisition and argues that legitimising markets requires broadening access to education, healthcare, and nondiscriminatory employment, combined with calibrated student-loan policies, protection from predatory institutions, and enhanced philanthropy to subsidise access while preserving research-driven university teaching.</description>
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