https://www.taxtmi.com/news?id=16100 Asset quality deterioration in India's banking system intensified from 2012 due to macroeconomic shocks, corporate imprudence and deliberate misdemeanors, and banks' own governance and risk-management failings. Regulatory responses included a central indebtedness database, guidelines for early recognition and resolution, JLFs, CAPs, refinancing and restructuring schemes, and a focused Asset Quality Review, supported by government capital for weaker banks. Remedial measures emphasise stronger credit appraisal, post-disbursement supervision, portfolio diversification, debt reduction or conversion, new promoters or interim management and coordinated investment funding to rehabilitate viable enterprises. en-us Sat, 30 Apr 2016 17:36:56 +0530 Sat, 30 Apr 2016 17:36:56 +0530 TaxTMI RSS Generator https://www.taxtmi.com/news?id=16100 Asset quality deterioration in India's banking system intensified from 2012 due to macroeconomic shocks, corporate imprudence and deliberate misdemeanors, and banks' own governance and risk-management failings. Regulatory responses included a central indebtedness database, guidelines for early recognition and resolution, JLFs, CAPs, refinancing and restructuring schemes, and a focused Asset Quality Review, supported by government capital for weaker banks. Remedial measures emphasise stronger credit appraisal, post-disbursement supervision, portfolio diversification, debt reduction or conversion, new promoters or interim management and coordinated investment funding to rehabilitate viable enterprises. News - Sat, 30 Apr 2016 17:36:56 +0530 https://www.taxtmi.com/news?id=16100