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    <title>Words Matter but so Does Intent (Dr. Raghuram Rajan, Governor - April 20, 2016 - at the 12th NIBM Convocation, Pune)</title>
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    <description>Public speech must be evaluated by both words and intent: speakers should avoid gratuitous offence and apologise when they hurt others, while listeners and media must place utterances in context and assess intent rather than seizing headlines. Historic idioms and common phrases can carry discriminatory connotations and perpetuate stereotypes; sensitivity is needed because literal readings can entrench bias. Balancing rhetorical force and caution is necessary to maintain respectful public dialogue and prevent divisiveness.</description>
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